Non-resident Alien Open Us Bank Account : Find the way to Non-resident alien open us bank account
Foreign nationals residing in the United States may open bank accounts in their home countries. There are various difficulties to overcome when opening a Non-resident alien open us bank account with a bank or credit union as a non-citizen of the United States. Despite the fact that it is completely legal, you should anticipate some extra challenging chores. Continue reading to verify that you understand everything listed below before visiting a bank branch.
What you’ll need to open a bank account in the United States as a non-citizen
Non-citizens of the United States who want to open a bank account must provide one or more of the following forms of identification: passport, visa, or other government-issued identification card.
Taxpayer Identification Number (TIN)
Such numbers include those on a passport or an alien identification card.
A foreign government-issued identity card.
Apart from that, foreign nationals and US residents alike must supply the following information in order to open a bank account:
A birth date is necessary.
A lease or a utility bill demonstrating your current home is necessary.
In the United States, financial institutions are obligated by law to know who their customers are and to monitor their transactions. This means that when a consumer creates a new deposit account, such as a checking, savings, or certificate of deposit, banks and credit unions must verify that the client is who they claim to be (CD).
Along with the documents mentioned above, citizens of the United States must supply their Social Security number when opening a bank account.
Why non-US citizens are need to supply extra information in order to open a bank account?
Not all non-US citizens have Social Security numbers. The difficulty of confirming a non-identity citizen’s in the United States is exacerbated by the fact that banks and credit unions need a foreign national’s passport number or some other kind of official documentation to authenticate their identity.
Generally, online banking applications do not provide a space for providing a passport number or other form of identification. As a consequence, the majority of financial institutions ask foreign individuals to verify their identity in person at a branch.