Us Bank Account Without Us Address : Opening a bank account in the United States of America for non-citizens and non-residents is a simple process
The following blog is intended for foreign nationals who are moving to the United States on a temporary work visa, such as an L1 visa or an H1B visa, studying at a university as an international student, or a US non-resident who is planning to open a US bank account without living here (managing financial obligations in the United States as a non-resident).
Many visitors to the United States are unaware that certain banks and credit unions in the United States allow non-citizens to open us bank account without us address and the need for a Social Security Number (SSN) or to do so remotely prior to their arrival in the country.
There are seven benefits to opening a bank account in the United States before arriving in the country as a noncitizen:
Individuals from other countries may save money on high banking fees related with international wire transfers and currency conversion by opening a US bank account online before traveling to the United States.
Rent, university fees (if applicable), and other regular expenses may be paid using your US Bank personal account. You can also use your US Bank personal account to prepay utilities such as electricity, natural gas, water, and phone service, as well as any other recurring costs.
The majority of these banks will instantly issue a virtual debit card that may be used for online purchasing in the United States as well as payments to other merchants using systems like as Apple Pay, Google Pay, and Samsung Pay, among others.
If you have a personal account with US Bank, you may use it to connect to P2P (peer-to-peer) payment services such as PayPal, Venmo, and Zelle, which will make the process of moving to a new country easier.
In most circumstances, opening a bank account in the United States will be less costly than using a prepaid travel card, such as a forex card, when travelling abroad.
After reading this article, you should have a better understanding of how to open bank accounts in the United States as an outsider without getting a Social Security Number (SSN) or establishing a physical presence in the United States.